We explain until it makes sense. Then you decide.
On Point Finances is a licensed life insurance and annuity agency in Los Gatos, serving families and business owners across California. We are small on purpose. You talk to the same person from the first call to the signed policy.
How we work
Most people do not need more products. They need someone to lay out what they already have, what would happen if something went wrong, and what the gap actually is. That is what a Personal Financial Review does, and it is where every relationship with us starts.
From there, you see options from licensed carriers side by side, in plain English, with the trade-offs spelled out. If the honest answer is that you are already covered, we say so.
What we will not do
- Quote you a number before we know your situation.
- Call anything guaranteed that is not written in the contract.
- Give tax or investment advice. We will point you to the right professional instead.
- Rush you. A policy is a long relationship. The decision can take the time it takes.
Licensing
On Point Finances holds California Department of Insurance license #0G82966. Our office is at 14585 S Bascom Ave, Los Gatos, CA 95032. We work with clients across California, in person or by phone and video.
Start with a question.
The assistant on the home page answers in plain English. A person is one call away.