Your clients already ask you about this.
The estate that needs a policy behind it. The 401(k) someone is leaving behind at an old job. The buyer signing a 30 year mortgage. You hear these every week. Now you can answer them under your own name, with the licensing, the carriers, the compliance and the back office handled.
Your own financial services arm. Without building one.
- A branded page with your name, your headshot, your booking calendar and your intake forms
- A CRM that follows up for you, so a referral never goes cold on your desk
- Carriers and products through Global Financial Impact
- Licensing walked through line by line, with pre-licensing study sponsored
- Compliance review on everything that goes public
- A licensed team that runs the case with you until you want to run it yourself
Four professions that already sit next to the conversation.
Attorneys
Estate and trust work touches life insurance on every file. A trust without a policy behind it is a plan without funding.
CPAs and tax consultants
Tax-advantaged accumulation, rollovers, and the question every client asks in April: what do I do with this?
Real estate and mortgage
A 30 year mortgage is the single largest debt most families carry. Mortgage protection belongs at the closing table.
Insurance professionals
P&C and health agents adding life and annuities. Same clients, a deeper relationship, a second line of income.
Four steps. The first one is a phone call.
Talk
Fifteen minutes. What you do now, who your clients are, and whether this adds to it. You will know by the end.
Get licensed
We sponsor your pre-licensing study, schedule your state exam, and walk you through fingerprinting and the state application. Most people finish in a few weeks alongside their day job.
Contract
Your independent contractor agreement, errors and omissions coverage, and carrier appointments, all through Global Financial Impact. We handle the paperwork with you.
Refer and split
Your page goes live. You refer the client, a licensed agent runs the case with you, and the commission is split by the contract level you hold.
How you get paid, and what we will not promise.
Once you are licensed and contracted, commissions on the business you refer or write are paid by the carrier through the agency, split according to the contract level you hold. The schedule is written down. You see it before you sign anything, and it does not change on a handshake.
Already licensed? You keep your license. We contract you through the agency and your existing book stays yours.
We do not publish income figures, because what you earn depends entirely on the business you bring. Anyone who puts a number on that page before they know you is guessing, and you should ask them why.
What a California life license actually costs.
State fees, paid to the state, not to us. Pre-licensing study is sponsored. A one-time contractor agreement fee and monthly errors and omissions coverage are spelled out on your first call, before anything is signed.
| Item | Who you pay | Amount |
|---|---|---|
| Pre-licensing course | Sponsored | $0 to you |
| State exam, life | PSI Exams, per attempt | $98 |
| State application, life | NIPR | $188 |
| Fingerprinting | LiveScan, varies by location | about $74 |
Fees and requirements are set by the State of California and its vendors and change without notice. Figures shown are current to the best of our knowledge; confirm on your call.
Straight answers.
Do I have to leave my practice?
No. Most partners keep doing exactly what they do and add this beside it. The clients are already yours.
Do I have to sell?
No. You can refer only, and a licensed agent on our team runs the case with you in the room as much or as little as you want. Some partners learn to run cases themselves over time. Some never do.
Who handles compliance?
Everything that goes public under your name is reviewed before it goes live: your page, your forms, any marketing. Licensing, continuing education and errors and omissions are tracked in the same system, so nothing lapses quietly.
Is this a team-building thing?
It can be, if you want it to be. Global Financial Impact is an agency-building organization, and partners who want to build a team under their brand can. Nothing about the referral arrangement requires it.
What does the platform cost?
A flat monthly fee for the page, the CRM and the follow-up. Never a share of your commissions, never per policy. We will put the number in writing on the call.
Tell us what you do. We will tell you if this fits.
Fifteen minutes on the phone. Your questions first. If it is not a fit, we will say so.